They are useful for short-term purchases. The main advantage of a credit card is its temporary nature, since it allows you to have money that you do not have at the moment, but that you are sure you will have in the immediate future. For example: you make a purchase in the middle of a fortnight, because you know that you will be able to settle it at the end of the month, which is when you receive your salary. If you use the card with this idea in mind, you can become a customer who pays his debt in full each month without allowing interest to be generated.
Departmental credit cards
They are another variant of the credit card, with the difference that they are offered by stores or department stores. These cards can work for purchases of durable goods, such as appliances or electronic equipment with promotions or exclusive benefits of that store or warehouse.
In both cards, the credit and the departmental one, you can take advantage of promotions for months without interest and other additional benefits. Consult and compare which card is the one that best suits your needs. We recommend that before requesting any card, you always review the Total Annual Cost (CAT), annuity, commissions, interest rate, promotions and benefits, as well as all its terms and conditions.
They are characterized by being open 직장인대출 that are not associated with a specific purpose. This means that when requesting it you do not have to explain what you will use it for. You can use it for different purposes. For example, you could have a part of that personal credit to remodel your home or business, for a trip, or to open an investment account. These loans are offered by banks, financial institutions, as well as by companies that are exclusively dedicated to granting them. As a precaution, make sure that the financial institution is a reputable company. Also check the conditions of your contract before signing it. As with bank and departmental credit cards, consult, compare and review the CAT, commissions, as well as all the terms and requirements.